For Agents
Boost the buying power of your clients
Not your average lender
Like what you see? Hop on a call with our Agent Success Team to learn more.
Want to take a harder look at how we compare?
Check out a more in-depth comparison here.
Why we're different
Higher Commission
We don't nickel and dime you with percentage fees like our competitors. So you're walking away with your a higher commission than most other similar programs.
Stronger offers
We approve your client upfront, so you can make a cash offer that’s 4X more likely to win. Also, you don’t have to worry about financing or appraisal contingencies!
Happy clients
Get your client moved in more quickly. Your client can move in as soon as we close on the house. Most other programs make buyers wait until they own the house.
Differentiate
Differentiate yourself at no cost to your client. Our Buy with Cash program is free for your client, and we're able to offer competitive rates with no hidden fees and zero costs.
Here's how it works
Step 1. Apply Online
Your client completes our online application and gets approved for cash within 72 hours.
Step 2. Make a Cash Offer
You make a cash offer on your buyer's behalf that's 4x more likely to be accepted.
Step 3. Relax, While We Work
Once your offer is accepted, our processing team uses superhuman speed to get your client a mortgage
Step 4. Earn Your Commission
We're able to turn around an appraisal and inspection in record time (seriously), so you can close quickly. You and the seller will know that this deal is going to close on time.
Step 5. Celebrate!
Your client buys the home from us and walks away with a low-interest mortgage and a new favorite realtor!
Frequently Asked Questions
What do your programs cost?
Our Buy with Cash is completely free, zero costs to you or your client.
Our Buy Before You Sell program only costs $500, which is used for your client's current home inspection.
What if my buyer has an existing home to sell?
Great! UpEquity offers a "Buy Before You Sell" program that costs less than similar programs at other companies. Typically, we charge a $500 flat fee to the buyer.
What happens if my client's mortgage isn't ready in time?
We pride ourselves on being able to process, underwrite and fund loans faster than any other mortgage firm out there. That's why we offer customers a guarantee that if their mortgage isn't ready on time, we'll keep the house and your client pays the same amount as their mortgage payment. The money gets credited toward your buyer's mortgage.
How does UpEquity make money in this transaction?
We take on the risk of potentially purchasing the house to leverage that into a commission from brokering or selling the loan.
Do we have to use your title company?
We have title companies we prefer but we do not mandate this. We can use your buyer's or even the listing agent's company.
What are your credit requirements?
Typically, for our Buy with Cash program, we prefer 700+, but there are exceptions.
How long will it take between the cash offer closing and when my buyer closes?
Once we purchase the home on behalf of your client, we strive to complete their mortgage closing within 7 days, often less depending on when the appraisal is completed.